Craig Della Penna, Realtor®'s Blog
43 Fern St, Northampton, MA 01062
Floods can be devastating. Not only do they damage many of your personal belongings, but they can also lead to devastating problems with your home. The good news is, you can make the process easier by following a few steps in the immediate aftermath of a home flood.
Contact Your Insurance Company
The first step is to notify the insurance company that you have experienced a flood. The sooner you call, the better. Flood damage may or may not be covered under your policy, but if it is, there is likely a process that you will have to follow to make sure that your claim is processed in a timely fashion. Your insurance company may require an assessor to come out. Even though they are likely to take pictures during the assessment, you should take your own immediately to document exactly how everything looked when the damage occurred.
Find a Safe Place to Stay
If there is a significant amount of water in your home, it may not be safe to stay there until the restoration process is complete. If this is the case, find a safe place to stay until the cleaning process is finished. If the damage is minimal, make sure you protect yourself when in the space by wearing a surgical mask, boots and other protective clothing. Water damage can lead to mold and mildew, which can lead to respiratory problems.
Contact a Cleanup Specialist
The final step is to call a cleanup specialist. Water damage can require special care to ensure that your home is properly restored. Your cleanup specialist will make an assessment of the damage, salvage what property they can, remove the water and disinfect the area so that you and your family will not suffer from mold-related issues. They will also inform you about possible repairs that need to be made as a result of the flood.
Don't let flood damage ruin your home, follow the steps above to get on top of the damage so that you can achieve the best results.
A neighborhood is a neighborhood. And a business district is a business district, right? Unfortunately, it's not so cut and dry. There are actually nine major zoning types in most areas. And these can impact things like home use, home value, and property taxes. Zoning can change over time.
Let's explore the five you're most likely to encounter.
Generally, this property is intended exclusively for money-making purposes.
Commercial zoning has several sub-categories that may define how the land can be used. This varies by city but may include:
Certain commercial buildings may have added restrictions such as distance from a school or residential area. As a home-buyer, it's important to consider how commercial property near you is zoned. For example, if an apartment complex may go up in that vacant lot down the street someday, this may impact whether you want to move here now.
Residential zoning can include a wide variety of housing types:
Whether these are allowed depends on local and community codes. For example, many city ordinances may state that mobile homes are not permitted in city limits. This may impact tiny houses as well.
Residential zoning typically prohibits "farm animals". So building a barn or keeping a cow in the back yard may be against the law. What is permitted may impact the community and home values change over time. So it's vital to consider.
Rural zones cover land outside a metropolitan area or in between towns. People of this property often have more control over what they do with their land. They'll typically pay less for land in these areas as well as fewer taxes. That also means that homes may appreciate less in these areas.
But keep in mind, if rural land is close to city limits, it may become residential at some point. This may increase your home value because you now have access to city services. But you'll also see property taxes rise.
When cities want to maintain the charm of an older part of town, they may classify it as historic. If you move here, you will have to comply with rules intended to keep an original style. But as a trade-off, you may be entitled to grants and federal tax credits. If well-maintained, a historic home can be an exciting place to live.
Aesthetic districts are designed to maintain a unified aesthetic throughout the neighborhood. This makes the community more desirable. In theory, this keeps house values on the rise. They are often run by HOAs who may dictate for example:
Real Estate Zoning & Buying a Home
Zoning is a crucial part of the home buying decision. It influences both what you can do with the property and how well the property holds its value. For more home buying tips, follow our blog.
60 North Elm Street, Northampton, MA 01060
It may be tempting to call an expert (and sometimes, you can't avoid doing so) to fix something or to enhance the decor of your home, but some projects are surprisingly easy to do. Tackling DIY projects at home has never been easier, thanks to the availability of tools and products designed just for homeowners. You won't have to pay contractor's rates -- and can have a custom look you'll love -- when you try one or more of these projects.
Upgrade your Shower: Get an immediate boost to your shower when you swap out the old shower head for something new. Removing the old head and adding a fancy new one -- whether you want something adjustable or a spa-worthy rain shower. You won't need many tools and can remove the old head, clean things up, then add the new one in about an hour. You'll love the satisfaction that comes from doing this yourself, and be able to buy a more expensive shower head without blowing your budget, too.
Paint a Room: Leave the cathedral ceilings and complicated spaces to a pro, but if you just need a quick color change in a bedroom, you can generally DIY it for about a quarter of the cost of hiring someone to do it. Expect to spend several hours over the course of the weekend and invest the savings into quality equipment and paint you'll never have to touch up or worry about.
Prepare the Garden: Shoveling out a 10x10 space sounds less than appealing to most of us, but you can rent a tiller from a local home improvement store and DIY this space in under an hour. You'll be able to focus instead on the planning and planting -- not the grueling digging -- when you take this approach. If you can push a lawnmower, you can use a tiller to prepare any area for planting in a hurry.
Assemble Furniture: You can hire someone to do it, or pay a fee for the store to assemble things, but if you have some spare time and a few tools, most items can go together very swiftly. Use the time to binge watch a new program and DIY the assembly. You'll save money and get the satisfaction that comes from knowing you can do things yourself.
Powerwash: There are many powerwasher brands on the market today that offer a lot of cleaning for a small price. A contractor could charge you hundreds of dollars each time you need the service, or you can spend about a hundred one time and get a unit of your own. These smaller, more compact models still pack plenty of punch and can be used for decks, porches, patios and on your home itself with ease.
Simple projects like these build your skills and your inventory of supplies and tools. If you have a project in mind that can be safely done, it is worth exploring your DIY options -- you could end up leanring something new and creating a finished look you'll love.